Take back control. This means finding out the truth of the situation. If you owe money - how much and to who? If you're over or underweight, by how much, what is your target weight? What areas of your life are you happy with? What do you need to change?
Just like being lost in an unfamiliar place, you first need to find out where you are and where you want to go next.
Once you've established where you are and where you're heading, you can start to formulate a plan. This should be kept simple and specific. Break the plan down into smaller chunks. So if you want to save x amount by y date, divide the amount by the time allowed to give you a set amount to save each month. Then set up a direct debit or standing order, and forget about it.
If you want to run two miles, come up with a routine that is easy to follow and that will effortlessly combine into your daily routine. Getting up at 5am may not work, whereas fitting in time for a run before or after work with a friend or loved one might. Having a buddy can help you keep motivated. It helps if you have similar goals to your buddy.
If you're wanting to lose weight, find someone who also wants to loose weight, not someone who's idea of a fun morning is having a huge cooked breakfast followed by a snooze! Don't give up at the first hurdle. it can be hard to face the rain, on a cold wet day. Or to keep saving when that must-have handbag hits the shelves, or to resist having a big bacon butty with lashings of ketchup. If you do end up succumbing to temptation, fear not, simply start back where you left off the next day and keep going!
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